Business Insurance
You’ve invested countless hours and more money than you can imagine into making your business a success.
It’s your business. It depends on you and you depend on it.
Depend on ISU to protect you from the unexpected.
What coverages does your business need? It all depends.
We’ll work with you to identify the who, what, where, when, and why of a potential loss.
Every business needs:
- Property insurance to protect the real and personal property owned by the business
- Business Interruption insurance to protect the net income of the firm and pay the extra expense after a loss
- General Liability insurance to protect the business from claims from third parties for “bodily injury”, “property damage”, “personal injury” or “advertising injury”
- Business Auto insurance to provide coverage even if the business doesn’t own a vehicle; you need this coverage if employees drive their own cars or rented cars on company business
If you have employees, you need:
- Workers’ Compensation and Employer’s Liability
- Employment Practices Liability
- Employee Dishonesty
If you offer employee benefits, you need:
- Employee Benefits Liability
- Fiduciary Liability
If your business depends on you or key individuals who are the leaders and drivers of the firm, you need:
- Key Person Disability and
- Key Person Life insurance to hold the business over as it transitions to a new owner or manager
One Responsible Source TM– for business insurance, employee benefits and personal insurance.