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A tow truck business is any business that earns income by towing or providing roadside repair to disabled vehicles, operating a repair facility or preforming some repossession work.

What Towing Insurance Products Are Necessary?

Liability Insurance – for damages that you cause to other people and their property

  • Bodily Injury Liability Insurance
  • Property Damage Liability Coverage

Medical Payments Insurance – pay medical bills for you and any passengers in your vehicle in case they are hrut in an accident or auto-related injury.

Physical Damage Coverage – Physical damage coverage pays for repairs to your vehicle if it’s ever damaged in an accident,

  • Collision Insurance
  • Comprehensive Insurance
  • Fire and Theft

Uninsured Motorist Insurance – Pays for damages to you and your passengers caused by drivers who don’t have insurance or don’t have sufficient insurance.  It also protects you in the event of a hit-and-run. Uninsured motorist insurance for commercial tow trucks can include:

  • Uninsured Motorist Insurance
  • Underinsured Motorist Insurance
  • Uninsured Motorist Property Damage Insurance

Garagekeepers Legal Liability Insurance – For customers vehicles when they are parked at your shop, garage, or impound yard.

On-Hook Towing Insurance – This towing insurance protects customer vehicles while you’re towing them.

[title size=”3″ content_align=”left” style_type=”default” sep_color=”” margin_top=”” margin_bottom=”” class=”” id=””]Automotive Services Industry[/title]

ISU Insurance Services has the broad base of experience and knowledge combined with extensive insurance company access to deliver the best value to the Towing Industries.

Towing Operations Coverage

  • Roadside Service Providers
  • Auto Club Contractors
  • Rotational Towing
  • Auto Body Shops
  • Auto Mechanical Repair
  • Full Service Stations
  • Auto Salvage
  • Auction Haulers
  • No Radius Limitations
  • Filings – ICC, State, MCS-90

The ISU Tow Flow Insurance Policy:

Top-to-Bottom Strategy for the Towing Risks You Face Today and Tomorrow

Whether you are a Urban, Suburban or Rural Towing Service Providers, ISU understands your unique insurance exposures. Having learned the industry we have created the The ISU Tow Flow Insurance Policy which include several specific coverage options and premium discounts!

To learn more contact, Kenneth Johnson  at 415-623-5194 or kjohnson@isugroup.com.

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